TI-TRUST, Inc. is a Leading Provider of Fiduciary and Plan Services for ERISA 403(b) Plans

Government rules and regulations for 403(b) plans are complex and change often. Compliance can be daunting, and one misstep can lead to unintended consequences. That is why clients rely on us as trustees and trusted advisors.

As a trustee, TI-TRUST communicates, educates, and advocates for trust beneficiaries. With our experienced and knowledgeable team, we administer our retirement plans best to ensure regulatory compliance and protection of plan benefits.

What is a 403(b)?

A 403(b) plan is a qualified defined contribution plan that permits employees of public organizations, such as schools, churches, and non-profits, to set aside tax-deferred funds each pay period.

Our Services

TI-TRUST tailors our fiduciary plan services to meet each client’s particular needs. Our services include:

  • Consulting and plan design services
  • Transition from participant-driven to employer-driven provisions
  • Employee communication tools to educate employees about the plan
  • Compliance assistance
  • Annual fee benchmarking
  • Assistance in developing an investment policy statement
  • Quarterly investment monitoring
  • Assistance in selection of 403(b) product
  • Assistance in selecting plan service providers, including:
    • Reviewing participant files, salary reduction agreements, service provider agreements, and custodial accounts to ensure proper documentation
    • Calculating participant maximum allowable contributions
    • Evaluating distribution procedures and hardship withdrawal distributions

Clients rely on our expertise for advice on retirement plan issues and strategies.

TI-TRUST serves organizations in two ways:

  • Trustee - While providing custodial and fiduciary oversight for ERISA 403(b) plans, we carry out plan and participant decisions related to safekeeping assets, participant distributions, or plan-level reporting and information.
  • Consultant - We design a program that provides plan participants with a customized plan for retirement security and consult with investment committees on fiduciary best practices. We can act as your 3(21) and 3(38) fiduciary advisors on 403(b) plans. Additionally, we provide the latest regulatory information and analysis.

Let TI-TRUST help you comply with applicable regulations and maximize your plan's benefits.

Retirement Plans

Key Contacts

Ashley Melton - Sr. Vice President
Ashley Melton
Senior Vice President
Philadelphia, PA Office
Retirement Plans
401(k), 403(b), Nonqualified Plans
Ashley Melton has spent three decades working in the financial services and investment sectors in Philadelphia, New York, Chicago, and Wilmington. Prior to joining TI-TRUST, she spent 18 years in a senior role working with financial institutional and high net worth clients. Ashley has extensive knowledge in regards to ERISA and Non-ERISA Retirement Plans along with Stock Based Equity Plans. During her professional tenure, Ashley has held Series 6, 63, 65, and 26 designations complimented by Accident, Disability, Life, Health, Property, and Casualty Producer licenses. She studied Fine Arts and Business at the undergraduate and graduate levels at both Public and Private Institutions of Higher Learning. Ashley has been with TI-TRUST since 2006.
Blake Mock
Blake Mock, AIF®
Vice President, Investment Management
Quincy, IL Office
Retirement Plans
401(k), 403(b), Nonqualified Plans
Blake’s expertise is in ERISA qualified plans including 401(k) plans and non-qualified plans. Blake gained this expertise through working for MetLife Financial Services and eventually running an Independent Financial Services firm. Blake is a graduate of Quincy University with a BS in Management. He earned the Accredited Investment Fiduciary designation from the Center for Executive Education at the Joseph M. Katz Graduate School of Business at the University of Pittsburgh. Blake has been with TI-TRUST since 2006 and currently services numerous employee benefit plans nationwide assisting them with 404(c) compliance, Investment Policy, Section 408(b)2, valuation of closely held stock and  plan design.